Christmas is on the way. And so is January 2008. On what financial criteria will your Christmas purchasing be based? As this time approaches, the worst thing is to make financial buying decisions without knowing where you are financially.
The Virginia Cooperative Extension offers a list of areas to evaluate on what they call The Personal Financial Scorecard. Some items on the Scorecard are emergency funds, credit card debt, household consumer debt, savings & investments, etc.
Check out this Scorecard. See if you're able to get to January without a lot of regrets.
Strong financial management will help keep you Serving Strong!
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